Choosing additional private insurance coverage could be tricky. That is why, the following infographic shows 10 factors that can help you when original Medicare will not cut it.

First, medical conditions and disability. If you do not have end-stage renal disease, you can get an Advantage plan if you are Medicare-eligible – even if you are under 65. Furthermore, Medicare Advantage offers an annual open enrollment period if missed enrollment. As stated in the infographic, Medicare Advantage wraps everything all in one policy. According to the infographic, 78% of Medicare beneficiaries have access to at least one zero-premium Medicare Advantage plan in 2015.

Besides, original Medicare does not typically cover foreign travel. Six of ten Medigap plans provide some coverage for foreign travel. What is more, each Medicare Advantage plan has its own network, and providers may be limited to a local or regional area.



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